Broker Check

Products & Services

At Polaris Benefits, LLC, we assist employers with various aspects of Human Resources and Employee Benefits. We also provide financial products and services for individuals.

Group Benefits

  • Medical
  • Dental
  • Vision
  • Life
  • AD&D
  • Short Term Disability
  • Long Term Disability
  • EAP
  • Long Term Care
  • Disease Management
  • Voluntary Products
  • 401(k) Plans

Individual Insurance Products & Investments

  • Life
  • Disability Income 
  • Long Term Care
  • Fixed Annuities
  • Estate Plans
  • Mutual Funds
  • Variable Annuities
  • IRAs
  • College Savings Plans

Specific Services Available

  • Conduct broad-based market survey on all contracts each year.
  • Develop multiple options for each competitive plan.
  • Assist in Plan design and cost analysis.
  • Negotiate final rates and terms with each carrier and other service providers.
  • Supervise and conduct the annual open enrollment process.
  • Assist in On-Line Plan Administration.
  • Provide Online Portal for Human Resources.
  • Provide oversight of all carriers, third party administrators, and other service providers.
  • Provide HIPAA compliant claims and health care information directly to employees and their families when needed.
  • Provide Human Resources with a summary of all information pertinent to the Benefits Program.
  • Design and print the Employee Benefits Guide each year.
  • Design and print a “payroll stuffer” with contact information for all insurance carriers.
  • Perform additional services as needed. (See here.)

If you are an employer & would like to change brokers, click here for a broker of record letter, a quote request and a Medical census or a Life census.

For any of the above files as working documents, please email us and we will send those to you.